Last updated: May 4, 2025

At Mindful Spender (also operating under the name Finance Prudente S.E.N.C) (the “Company”, “we”, “our”, or “us”), protecting your personal information is a priority. This Privacy Policy explains how we collect, use, disclose, store, and protect the personal information you provide when participating in our financial coaching services.

1. Information We Collect

We collect only the personal information necessary to deliver our services, which may include:

• Personal Identification Information (e.g., name, email address, phone number)
• Financial Information (e.g., bank statements, pay stubs, credit card statements, debt balances, savings records)
• Responses to forms, surveys, or questionnaires

We collect this information directly from you, with your informed and explicit consent.

2. How We Use Your Information

We use your information only for the following legitimate and specific purposes:

• To provide you with personalized financial coaching services
• To design tailored financial education plans
• To communicate with you regarding coaching sessions, resources, and updates
• To manage our client relationships and maintain administrative records
• To comply with legal and regulatory obligations

We will not use your information for any other purpose without first obtaining your consent.

3. Disclosure of Information

Your personal information is not shared with third parties without your written consent, except:

• When required by law, regulation, or court order